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Cutting-edge insights

Read what we’ve been learning and thinking about — from industry trends to payments conferences, success stories, and threats.

Analysis
2024 business payment trends

Cross-border evolution and other predictions from Leo Lipis for 2024's payment sector.

Analysis
Highlights from Seamless Europe 2023

The transformative trends shaping the financial and payments landscape in Europe from the Seamless Europe 2023 conference.

Analysis
Payment challenges facing European banks

With PSD2 and GDPR, SCT Inst, new fraud threats, sanctions and compliance challenges, European banks face significant payment challenges.

Analysis
How FedNow will change US payments: What you need to know

Following a long consultation process between industry stakeholders and government agencies, the Fed announced the development of FedNow.

Analysis
South Africa’s instant payment system is shap, shap: PayShap is live

We're thrilled about the new real-time Rapid Payments Program PayShap's launch.

Analysis
What the European Commission's proposed instant payments regulation means for the industry

In October 2022, the European Commission announced a legislative proposal to make instant payments in euros available to all individuals with a bank account in the EU/EEA.

Analysis
2022's biggest payment trends

This year saw strides in instant payments, fraud prevention and mitigation, CBDCs and cross-border payments.

Analysis
To respond to increasing financial fraud, real-time payment systems focus on prevention and detection

Rising cases of financial fraud are a major concern for consumers, financial institutions, and regulators.

Analysis
Check mate: How the industry is dealing with declining check volume

Check volumes have been declining at an average yearly rate of 15% since 2017, however, each market is reacting differently to this trend. Some markets have fostered check reduction and even elimination, whereas others are leaving the market to naturally reduce their use.

Analysis
Value-added services for real-time payments: lessons from around the globe

Whether its enabling cross-border payments or getting adults and small businesses to use proxy-based payments, actors are rolling out value-added services to foster real-time payments adoption.

ANALYSIS
What's next for BNPL?

Leo Lipis predicts Buy Now Pay Later will see rapid growth on the back of challenging profitability and increased regulation.

Conference highlights
Highlights from the 9th Annual EACHA Payments Forum

Our senior consultant Bonni Brodsky attended the 9th Annual EACHA Payments Forum in Madrid. She has shared with us her highlights of this exciting conference.

Conference highlights
Highlights from Smarter Faster Payments 2022

We are happy to be back at payments conferences in person. Managing consultant R. Andrew Gomez has shared his highlights from NACHA's Smarter Faster Payments 2022.

Analysis
Russia, payment systems, and the law of unintended consequences

What is SWIFT, how does it work and what effects will the war in Ukraine have on Russia's economy and its citizens?

INTERVIEW
Mobile, social, and here to stay

Our own MayHo Hoh sums up the remarkable sticking power of mobile payments in China.

ANALYSIS
One year in, what’s the verdict on PSD2?

The EU’s Revised Payment Services Directive was supposed to jump-start innovation. We take a look at its impact.

CASE STUDY
The instant payment scene in South Africa — the complete case study

This document is the final artefact in a major research effort on payment system modernization sponsored by BankservAfrica and PASA.

INTERVIEW
Instant payments finally gaining traction in Germany

Our CEO, Leo Lipis, was interviewed by Deutsche Welle to talk about how banks in Germany are finally enabling private account holders and businesses...






Consultancy
The crossroads of technology and innovation — a case study

The UK-based website, Instapay, an intelligence hub for real-time industry stakeholders recently released an interview …

Research
The instant payment scene in South Africa — the complete case study

The UK-based website, Instapay, an intelligence hub for real-time industry stakeholders recently released an interview …

Consultancy
Working together with the central bank in the US to deliver better payment solutions

The UK-based website, Instapay, an intelligence hub for real-time industry stakeholders recently released an interview …